Mortgages
Which type of mortgage is the best fit for your needs?
When you’re faced with choosing a mortgage it can be overwhelming. It’s a big financial commitment and there are many options to choose from at any one time. We’re here to do the legwork for you so you can comfortably move into your next stage of life.
We are not tied to any one provider and have access to the whole of the market. Whether you’re looking for a mortgage, remortgage, buy-to-let or equity release, we will search the market and assist you in choosing the most relevant one based upon your circumstances.
How do we help?
We start by getting to know you and your family. We want to understand where you are currently and the kind of mortgage you require. We’ll then work out how you can climb the property ladder with your finances.
The best way to do this is to spend time with you, face to face. We’ll ask you lots of questions, but it’s your opportunity to ask us questions too! We’ll give you answers that are easy to understand. We’ll do our best to address your concerns and navigate a path to achieving your goals.
Talk to us
You might be asking yourself questions very similar to these…
How do I choose a mortgage that’s right for me?
Take a step back and let us do the work. Our team are experts in finding the right option for you, whether you’re buying a new family home, remortgaging or considering a buy-to-let mortgage.
I don’t know how much I can borrow, can you help?
Of course! We will take a deep dive into your finances to work out how much you can afford to borrow based on your current income and outgoings. This will give you the confidence to begin the search for your new home.
Is now the right time for me to remortgage?
Before we tell you the answer, we will take a look at your specific needs and unique circumstances. For example, how much you still owe, the value of your home and whether you’ll be moving in the near future will determine if it’s right for you.
Initial meetings are entirely at our cost so what do you have to lose? Contact us to arrange a no-obligation appointment.
Testimonials
Working with Blue Ocean has enabled myself and my wife to invest our pension savings with the confidence that they are being managed by a professional team of qualified financial advisers. They have been very supportive and responsive when we've requested a detailed analysis of our investment performance and the outcome has been positive in terms of the expected returns. I have recommended family and friends to Blue Ocean and they have been equally very satisfied with the service.
Glen Ridout
Kent
A client since 2011
We would have no problem whatsoever in recommending the services of Blue Ocean for sound financial appreciation and advice, all handled in a friendly, convivial and concerned manner. Blue Ocean are always looking at how they can go that extra mile for their clients. This is a rare positive commodity in any business environment in today's world. The financial advice is always considered and simply explained in terms of what if and if you invested here etc. There is no pressure put on me to invest in high-risk return possibilities and at all stages the advice given is tailored to the perceived situation of their clients.
Barry William Ednie
Tonbridge, Kent
A client since 2013
Over the past 18 years, I have received very reassuring advice on my investments and always been treated in a friendly but professional manner.
Jacqueline Prosser
Surrey
A client since 2001
I have known John for over 20 years and have always been satisfied with his integrity, knowledge and reliability. I recommend him to business and family contacts without reserve.
Paul Richardson
Surrey
A client since 2002
Bespoke service... friendly, helpful staff.
Jane Stevens
Dartford, Kent
A client since 2017
Blue Ocean resolved a difficult situation in a very satisfactory way. The whole staff are extremely friendly and helpful and it was very cost-effective.
Richard Mersh
Kent
A client since 2017
Since we have used John and the team over the years our investments have gone from strength to strength. We’re very happy with the work they have done for us. I am now in a position to retire with no money worries.
Keith Yeates
Kent
A client since 2008
Honest, well versed, ‘personal touch’ business out to make sure everyone has satisfaction.
John Townsend
Hearn Bay, Kent
A client since 2017
I have received honest advice in a relaxed, friendly environment with my personal circumstances paramount.
Janice Hill
Kent
A client since 2009
I love Blue Ocean Hartley! So very helpful and fantastic staff.
Christine Bryant
Dartford, Kent
A client since 2009
Blue Ocean has always given me the help and advice that I feel protects my family’s investments. Not only have we used Blue Ocean for more than 20 years, but the team have always made us feel welcome. Always at the end of the phone for any advice we may need. Many thanks!
Russell Paul David
Rochester, Kent
A client since 2001
I have been advised by Blue Ocean for the past 21 years, and have always found their service sound, helpful and supportive.
Louise Bober
Kent
A client since 1999
Having the benefits of sound financial advice from Blue Ocean for over 20 years, I would recommend them without hesitation.
Andrew Martin
Medway, Kent
A client since 1999
We have used John Doyle and Blue Ocean for over 20 years as our financial adviser for everything from mortgages, pensions, income protection, trusts and investments. His advice has always been realistic, reliable and no-nonsense. He has always understood our requirements and has advised accordingly.
Michaela Franklin
Kent
A client since 1999
I find them very easy to deal with. Extremely knowledgeable and with no pressure.
George Howell
Bexleyheath
A client since 2016
I moved my investments to Blue Ocean in 2014. The advice I have received has been more professional and my investments have performed better. The staff are polite and always quick to respond to queries.
Lee Menzies
East Sussex
A client since 2014
Having been a client of Blue Ocean for the past 3-4 years, I can honestly say there is nobody I trust more with regards to my financial future than John and the team. Too good to be true? Not with Blue Ocean!
Liam Ryan
Essex
A client since 2016
Very good, friendly advice from a good team.
Stephen Williams
Kent
A client since 2010
Knowledgeable, approachable and always happy to discuss my issues.
Michael Southall
London
A client since 2018
Professional and reactive to any questions regarding your investment.
Michael Gould
Kent
A client since 2011
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