Annabel Sumner

Financial Adviser

01474 709605

At work

I originally trained as a Legal Secretary and worked as a Personal Assistant for seven years before joining Blue Ocean as a Trainee Adviser in 2014. Having passed all of the Level 4 exams required to become a financial adviser, I have now achieved Chartered status which is the highest standard in the financial services profession.

I enjoy working with people and helping our clients get on track to meet their financial goals. I specialise in investments, retirement planning, protection and tax planning. In addition, I’m involved in all aspects of running the firm, alongside John.

At play

My husband and I have a French Bulldog called Leo so we enjoy going for dog walks! I enjoy going out for dinner or drinks with friends and trying new places.

I also enjoy going to the gym and have run the London Marathon twice.

The important stuff

We strongly advise that you check the credentials of any financial planner or adviser that you might consider working with. You’ll find Blue Ocean’s listing on the Financial Conduct Authority (FCA) Register here.

You can also find a copy of Annabel’s Statement of Professional Standing (SPS) certificate by clicking here.

Annabel in the spotlight

On an ideal weekend, you can find me

Out with family/friends for dinner and drinks.

My favourite holiday destination is

Anywhere – I love experiencing new destinations

The first album I bought was

I would probably guess – Spice World?

When the dessert menu arrives, I’m looking for

Sticky Toffee Pudding

The three qualities that draw me to new people are

Kind, Trustworthy, Happy

My pet peeve is


The three people at my dream dinner party would be

David Attenborough, Kate Moss, Will Smith

The three small things that make my day better are

Smiles, Food, Sunshine

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More team members

John Doyle Director & Financial Adviser Read more  
Laura Fidge Mortgage Adviser / Financial Administrator Read more  


Working with Blue Ocean has enabled myself and my wife to invest our pension savings with the confidence that they are being managed by a professional team of qualified financial advisers. They have been very supportive and responsive when we've requested a detailed analysis of our investment performance and the outcome has been positive in terms of the expected returns. I have recommended family and friends to Blue Ocean and they have been equally very satisfied with the service.

Glen Ridout


A client since 2011

We would have no problem whatsoever in recommending the services of Blue Ocean for sound financial appreciation and advice, all handled in a friendly, convivial and concerned manner. Blue Ocean are always looking at how they can go that extra mile for their clients. This is a rare positive commodity in any business environment in today's world. The financial advice is always considered and simply explained in terms of what if and if you invested here etc. There is no pressure put on me to invest in high-risk return possibilities and at all stages the advice given is tailored to the perceived situation of their clients.

Barry William Ednie

Tonbridge, Kent

A client since 2013

Over the past 18 years, I have received very reassuring advice on my investments and always been treated in a friendly but professional manner.

Jacqueline Prosser


A client since 2001

I have known John for over 20 years and have always been satisfied with his integrity, knowledge and reliability. I recommend him to business and family contacts without reserve.

Paul Richardson


A client since 2002

Bespoke service... friendly, helpful staff.

Jane Stevens

Dartford, Kent

A client since 2017

Blue Ocean resolved a difficult situation in a very satisfactory way. The whole staff are extremely friendly and helpful and it was very cost-effective.

Richard Mersh


A client since 2017

Since we have used John and the team over the years our investments have gone from strength to strength. We’re very happy with the work they have done for us. I am now in a position to retire with no money worries.

Keith Yeates


A client since 2008

Honest, well versed, ‘personal touch’ business out to make sure everyone has satisfaction.

John Townsend

Hearn Bay, Kent

A client since 2017

I have received honest advice in a relaxed, friendly environment with my personal circumstances paramount.

Janice Hill


A client since 2009

I love Blue Ocean Hartley! So very helpful and fantastic staff.

Christine Bryant

Dartford, Kent

A client since 2009

Blue Ocean has always given me the help and advice that I feel protects my family’s investments. Not only have we used Blue Ocean for more than 20 years, but the team have always made us feel welcome. Always at the end of the phone for any advice we may need. Many thanks!

Russell Paul David

Rochester, Kent

A client since 2001

I have been advised by Blue Ocean for the past 21 years, and have always found their service sound, helpful and supportive.

Louise Bober


A client since 1999

Having the benefits of sound financial advice from Blue Ocean for over 20 years, I would recommend them without hesitation.

Andrew Martin

Medway, Kent

A client since 1999

We have used John Doyle and Blue Ocean for over 20 years as our financial adviser for everything from mortgages, pensions, income protection, trusts and investments. His advice has always been realistic, reliable and no-nonsense. He has always understood our requirements and has advised accordingly.

Michaela Franklin


A client since 1999

I find them very easy to deal with. Extremely knowledgeable and with no pressure.

George Howell


A client since 2016

I moved my investments to Blue Ocean in 2014. The advice I have received has been more professional and my investments have performed better. The staff are polite and always quick to respond to queries.

Lee Menzies

East Sussex

A client since 2014

Having been a client of Blue Ocean for the past 3-4 years, I can honestly say there is nobody I trust more with regards to my financial future than John and the team. Too good to be true? Not with Blue Ocean!

Liam Ryan


A client since 2016

Very good, friendly advice from a good team.

Stephen Williams


A client since 2010

Knowledgeable, approachable and always happy to discuss my issues.

Michael Southall


A client since 2018

Professional and reactive to any questions regarding your investment.

Michael Gould


A client since 2011